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Archive for the ‘Excluded Dog Breeds’ Category

Bad Dog!

Monday, August 25th, 2014

Bad Dog?

Some say “there are no such things as bad dogs … only bad dog owners.”

This may, or may not, be true but in the eyes of Massachusetts homeowner insurance companies there are such things as “bad dogs.”

One Massachusetts home insurance guidelines lists their animal ineligible risks to include:

Premises with horses; aggressive breeds of dog such
as, but not limited to: Akita, Alaskan Malamute, American Bull Dog,
American Pit Bull, Terrier, American Staffordshire Terrier, Bull Mastiff,
Chow, Dalmatian, Doberman Pinscher, Giant Schnauzer, German Shepherd,
Presa Canario, Rottweiler, Siberian Husky, Staffordshire Bull Terrier, Thai
Ridgeback, Wolf-Dog Hybrid, any mix of any of these breeds, or any animal
with a history of aggression or prior loss history. Unusual pets (i.e. snakes,
ferrets) or livestock; risks with 2 or more dogs must be referred to the
Underwriting Department.

Keep in mind, if you do own any of these animals, there are still markets for your home insurance premium.

Check with your local, professional, independent, Massachusetts insurance agent …

You’ll be glad you did!

Bad Dogs!

Wednesday, May 23rd, 2012

There are over 4.5 million dog bites each year. These dog bites account for almost 25% of annual homeowner insurance liability claims. If you are a dog owner who’s in the market for a homeowner insurance policy, you should know what you might be up against.

Certain breeds may exclude you from coverage in the voluntary market. These breeds include (but are not limited to): Akita, Cane Corso, Chow, Doberman, German Sheperd, Mastiff, Pit Bull, Ridgeback, Rottweiler, and Wolf Hybrid.

Any dog with a past history of biting will exclude the owner from voluntary market coverage.

Bad Dog!

Friday, July 23rd, 2010

When it comes to homeowner insurance, often even good dogs are considered bad.

Following please find a partial list of sometimes considered uninsurable dog breeds:

Akitas, Argentinian Mastiff, Bull Mastiff, Cane Corso, Chow, Doberman, English Bull Terrier, German Sheperd, Pit Bull Terrier, Rottweiller, Ridgeback, Wolf Hybrid, Mixed Breeds including any of the previously mentioned, Guard dogs, and any dog with a past history of biting or that has “demonstrated aggressive behavior.”