Some say “there are no such things as bad dogs … only bad dog owners.”
This may, or may not, be true but in the eyes of Massachusetts homeowner insurance companies there are such things as “bad dogs.”
One Massachusetts home insurance guidelines lists their animal ineligible risks to include:
Premises with horses; aggressive breeds of dog such
as, but not limited to: Akita, Alaskan Malamute, American Bull Dog,
American Pit Bull, Terrier, American Staffordshire Terrier, Bull Mastiff,
Chow, Dalmatian, Doberman Pinscher, Giant Schnauzer, German Shepherd,
Presa Canario, Rottweiler, Siberian Husky, Staffordshire Bull Terrier, Thai
Ridgeback, Wolf-Dog Hybrid, any mix of any of these breeds, or any animal
with a history of aggression or prior loss history. Unusual pets (i.e. snakes,
ferrets) or livestock; risks with 2 or more dogs must be referred to the
Keep in mind, if you do own any of these animals, there are still markets for your home insurance premium.
Check with your local, professional, independent, Massachusetts insurance agent …
You’ll be glad you did!