Within the Insurance Industry it is known as “the hidden deductible at claim time.”

Replacement Cost Protection on your Personal Property is vital to ensure you receive money to replace your belongings without depreciation.

The cost for this endorsement is approximately 10% of your policy’s annual premium.

The savings, at claim time, can be in the thousands of dollars.

With this Replacement Cost Endorsement your homeowner’s policy will pay to replace stolen or destroyed unscheduled personal property – old or new – without depreciation.

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