Home Insurance Credits

Massachusetts Home Insurance Discounts

Everybody loves a discount.

When shopping for home insurance in Massachusetts, consider these basic home insurance discounts:

Protective Device Credits – starting with deadbolt locks, extinguishers, and smoke detectors are available. Larger credits are available for Local and Central Station burglar and fire protection systems.

Non-smoker credits – if you and household members are non-smokers some companies offer discounts to non-smokers.

Loss Free Year Credits – if you have not had any losses in multiple years some companies offer “Loss Free Credits.” Check with your Independent Insurance Broker to see if you qualify for any companies’ programs.

Home Renovation/New Home Credits – if you have renovated your home within the past 10 years some companies offer Renovation Credits. If you are buying a new home, some companies offer large New Home credits.

Account Discounts – some insurance companies offer 10% “Account Discounts” if you insure your home and auto with the same company . in addition, some companies may waive service charges.