MA Home Insurance Review: Do Yourself a Favor

Massachusetts Home Insurance Review

It is important to understand your insurance coverage.

Each year at renewal time, you should schedule an insurance review with your independent, Massachusetts agent.

If you do not have an agent and you go directly through the insurance company, do yourself a favor, call them and ask for a coverage and discount review. Then call a local, independent, Massachusetts insurance agent to compare.

Become an engaged insurance consumer!

Some questions to ask:

  • Do we carry adequate liability limits? Limits should equal, at least, your net worth.
  • Should we carry Umbrella coverage?
  • What is the value of our vehicle? If the value is low, should we still carry collision coverage?
  • If our car loan is paid off, should we remove the lienholder on our policy?
  • Are we getting all available discounts?

Please utilize our services, as well, for an annual insurance review, explanation of coverage, & discount double-check.

HomeownerQuote = Massachusetts Home Insurance. Call or click us today!

 

Massachusetts Homestead Act

The Homestead Act is designed to allow homeowners in Massachusetts to protect their primary residence against subsequent attachment, levy or sale to satisfy debts up to $500,000.

The Homestead Law does not protect against: taxes or mortgages used to purchase the residence. Homeowners must file for the Homestead Act with The Registry of Deeds office in the county in which the residence is located.

Massachusetts charges a one time Filing Fee of $35 for a Declaration of Homestead.

Please call us for more information or to find out where you should file.

Why a Massachusetts Home Insurance Blog?

From the Berkshires to Cape Cod, from Boston to Williamstown, from Abington to Zoar everyone in Massachusetts should have apartment, condominium or homowner insurance coverage.

HomeownerQuote.com is our attempt to demystify the often complex, however (sometimes) easily explained world of Massachusetts home insurance.

Utilizing the power of the Massachusetts Independent Insurance Agent, we will provide you the best rates, the best coverage, with the best companies.

E-mail or call us with any questions.